Rich people are great receivers, poor people are not. We often hear the saying, "It is better to give than to receive", and although I do believe that one must share what he has and be generous enough, I believe the saying is quite unfair. If it takes receiving for the giving to be complete, then why would the other be better than the other? Giving provides the giver happiness and fulfillment. I do agree with this. When you give, whether it be a gift or a helping hand or just a smile, or a love, it goes back to you. And for someone who has given something, I believe the happiness that we feel is based on how happy the people we have given when they receive our gifts. So you see, if one does not receive whatever it is that we want to share, would you still feel great? It one refuses to receive your offer, does it not make you feel sad? Giving is important, it is one's responsibility to serve other people. But without the receiver, accepting what is being offered, the giving will never be complete. If you love to give, why would you stop the other person from giving something buy not accepting it? Most people don't know that they are already refusing something, for some who does, they just feel unworthy or undeserving. Why? When someone wants to give you something, it is because you deserve it and it is because they are happy when you have what they are willing to give you. For instance, when someone gives you a free drink, accept it. It it's a free ride, accept it. If it's a free lunch, accept it. If it's a payment for something you are giving for free, accept it. Why? Because these are blessings. Each little thing given to you unexpectedly is a blessing. Be thankful enough by accepting them heartfelt and sincerely. Bakit ka mahihiya? Hindi ka naman humingi, kusang ibinigay yun sayo! Learn to be grateful for whatever it is that comes your way. The world provides to those who knows how to accept openly and happily. Be a good receiver, so that you may have more to give as well.

"Rich people live in a world of abundance. Poor people live in a world of limitations. Of course, both live in the same physical world, but the difference is in their perspective." Do you want a successful career or a close relationship with your family? BOTH! Do you want to focus on business or have fun and play? BOTH! Do you want money or meaning in your life? BOTH! Do you want to earn a fortune or do the work you love? BOTH! Do you want wealth or faith and spirituality? BOTH! Do you want riches or health and wellness? BOTH! Do you want to follow your dreams or be with the one you love? BOTH! POOR PEOPLE ALWAYS CHOOSE ONE OR THE OTHER, RICH PEOPLE CHOOSE BOTH! Most of us grew up with the idea of scarcity, in the idea that "we can never have everything we want". I mean, of course, we can't have the whole world, but we can always want that which we really want. In what I have written above, I believe most of us would want to choose BOTH! But having had the mindset of limitation,we are forced to choose only one,leaving us thinking about "what if's" and regrets. That for me, is not living life to the fullest. True happiness can only be had when we are living a complete life. In everything you do, whatever you go through with, in every decision you take, ask yourself, HOW CAN I HAVE BOTH?! When you consider, even just the idea of having BOTH, a whole new world of possibilities will open up to you. It is actually amazing how you can find more ways of actually having both of what you want. If you really want to live a life without limits, whatever the situation, let go of either/or thinking and maintain the intention to have "both." KATE CU Life and Business Coach 09178808021 / 09324512374 www.ca2020.net

"The rich buy assets. The poor only have expenses. The middle class buys liabilities they think are assets."
~ Robert T. Kiyosaki

Most people go on with their lives acquiring money problems, not because they are not smart, but because they fail to learn the simplest rule in financial education -- identifying which is an ASSET and which is a LIABILITY.

Let me show you the three different types of CASH FLOW, one of the poor, the middle class and of the rich. These are FINANCIAL STATEMENTS and BALANCE SHEETS that show the flow of money into our lives.

This is the cash flow pattern of the POOR:
Their income just flow to expenses and out of their pockets.

This is the cash flow pattern of the MIDDLE CLASS:
Their income goes to liabilities, believing that they are buying assets, thereby incurring more debts and adding more expenses.

This is the cash flow pattern of the RICH:
Their income goes to ASSETS, thereby producing more income. This is the very reason why the rich gets richer. They invest into increasing their asset columns.

So what exactly is an ASSET and a LIABILITY?
An ASSET is anything that puts money into your pocket.
A LIABILITY is anything that takes money out of your pocket.

So yes, your house, if you are still paying for mortgage is a LIABILITY. It takes out money from your pocket every month. While, if you have a house and have it for rent, then it is an ASSET, since it puts money into your pocket regularly. I am not saying you don't buy a house, I am just giving you an idea that if you want a bigger house, increase your asset column first to generate more cash for you to buy your house using your asset cash, not your working income.

FINANCIAL EDUCATION is important if you want to get ahead in life. These ASSET vs LIABILITY rule is one of the simplest yet overlooked by people. Do not fall into the trap of doing what most people are doing. Take control of your life and your money. THE FUTURE IS YOURS, take it!

Kate Cu (+639178808021)
Life and Business Coach
www.ca2020.net
ckatecu@createabundance2020.com

"The poor and the middle class work for money. The rich have money work for them." ~ Robert T. Kiyosaki

We Filipinos value education so much. Our parents go through great lengths just to bring us to school. They even borrow and pawn their things just to have us finish a degree, saying that it is the only inheritance that they can leave us. A lot of us go to college for four or five years. Some even take graduate studies and some other take second courses.

There is really nothing with being educated. In fact, it is better to be educated than be ignorant. The sad part of it though is that SCHOOL EDUCATION IS NOT ENOUGH. It never is. It may teach you about your professional career and how to work for money, but school will never teach you how to be rich. If you want to be successful financially, then you can never rely on school learning alone. Why? Because there are no subjects about MONEY in school. After graduation, majority of us go to work, get our paycheck, balance our finances, and that's it. We go along day by day, working for money, and then we wonder why we have money problems. Most often, people think that more money will solve the problem. Only a few realize that it is their lack of financial education that is the real problem.

People wake up everyday dreading to go to work. They work long hours, hoping for promotion or a raise. They worry about their bills and all the other expenses at hand. They are living a life dictated by the size of their paycheck. They are working for money. That I believe, is not how you should live your life. WHY NOT LEARN HOW TO MAKE MONEY WORK FOR YOU? Instead of you working hard, you work smart and let your money do the working. You only need to learn how to identify an opportunity.

People say that they haven't had any opportunity and that they are still waiting for their chance. They didn't know that if they focus on educating themselves financially, they would be able see what most people miss. Making your money work for you is easy. You only need to use your thoughts, creativity, and be open to learn new things everyday. Do not be afraid to try something new. Most successful people didn't do what most of the people are doing, successful people are the ones who stood out of the crowd and walked on a different path.



The Create Abundance Community are groups of business people that mentors people on how to cross from working for money to having your money work for you. If you are interested about financial education, you may visit our site www.ca2020.net.

Kate Cu (+639178808021)
Life and Business Coach
ckatecu@createabundance2020.com

Of course, when I say boss, they are the owners of your company. Your immediate bosses and supervisors right now are doing the same thing as you are, you are both making your real boss rich. And you? I bet, you're just making ends meet. Now, don't tell me that you're earning enough money, and you just bought a new car, or that new house, because I could bet, you bought it on credit! Bank loan? Pag-ibig? Meaning, if you are to stop working right now, you will be broke. Meaning, you are not rich, just earning a lump of cash.

Being rich is not how much money you make but how much money you keep. It is also about how long you can survive without having to work and depend on anyone for money. Your boss can have a vacation for a year and come back still having money. Why? Because you are working for him. If you think that you are working for yourself, you are so wrong. In fact, you are making everyone else rich, except yourself. You are making your boss rich, you are making the banks rich (because you know when you loan, they earn on interest, so they love it when you buy things on credit), you are making the mall rich, I'm sure you love to shop, again on credit. And you don't invest. Ah yes, you have savings, you say? How much interest? 1% annually, then less taxes and inflation, in a few years time your money will be worth half or less that its value today. You think investing only happens in the stock market and you are so afraid of going into business because of risk.

So what do you plan to do now? Continue making others rich? When do you plan to retire, by the way? If you keep on doing the same things, you will keep on having the same results. Make a choice now. Who do you want to make rich? Other people will not make you rich, unless of course, you are the bank or have your own business that people will work for.

Ckate Cu
+63 9178808021 / +63 9208149571

For a lot of people, this may be an out of this world, craziest thing, so impossible, where did you get that idea kind of thing. I laugh out whenever I open this idea to a lot of Filipinos and get a smirk, a raised eyebrow or a flat out no for an answer.

How can we not believe that this is possible? When the Wright brothers thought of a flying machine, they were ridiculed and laughed. When Thomas Edison proposed the idea of wireless telephone, he was considered a lunatic. When the bullet trained was designed in Japan, it was thought impossible because they thought that people's brain would burst out because of the train's speed. We all know now that these are all possible and we use them everyday. We ride planes like it was so normal, we use cellphones and we ride trains. Now, I ask again, is First World Philippines possible?

Yes, it is. I can't do it alone. Two or three more can't do it. A hundred would not even stand a chance. We need thousands of Filipinos who would believe in this cause, and work hand in hand. Everything is possible if we give it a chance to be possible. Let us not wait for the government, or another civil revolution to push us to make a difference. Let us be proud, head up high and say to the world, Yes, I am a Filipino!

Caren Kate Cu - +639175135217 / +639208149571
Create Abundance 2020
www.ca2020.net/profile/CKATE

What you are afraid of is never as bad as you imagine. The fear you let up build in your mind is worse than the situation that actually exists. Fear cripples your imagination, limits your results and stops you from succeeding. You cannot stay the way you are, if you are not growing then you are dying.

From the book, "Who Moved My Cheese" by Dr. Stephen Johnson, stated that change happens. Whether you like or not, it happens. It is up to you how you will react. The book is about four characters (Sniff, Scurry, Haw and Hem) in the maze of their lives, looking for their cheeses (or dreams). They were able to find the cheese until suddenly, it was gone, or did someone moved it?

Sniff was the one who can see a change coming and is ready for it. Scurry who, when he realized that change is coming, eagerly got ready to move into action as fast as he can. Haw, waited till he was way far behind, realizing later that he needed to face his fears and should have moved on with the change earlier. Haw refused to change at first then learned to laugh at his stupidity and understood that one should be ready to adapt to change quickly. He decided that change is important if you want to survive. Hem never accepted the change, blaming others for his failures, never realizing that life could have been better if he had accepted change from the beginning.

If you are Hem, you will never get your cheese back, not unless you get your butt off that couch and move on. Get out of your comfort zone, let go of your fears and find your cheese. The story ending, Sniff and Scurry was able to find their cheeses quickly. Haw went looking for it later, and eventually found it after he choosed to act inspite of his doubts. Hem, of course, never did leave his comfort zone, and continued to lived his life wondering where his cheese went. Be a man, don't be like Hem, if you want that cheese, get it. Don't sit there, forever in your little area, waiting for a miracle that your cheese will arrive. It will not come, you need to go looking for it.

Do you have the courage of a man? or are you a whimpering coward mouse?
The only permanent thing in this world is change. Face it or whither and die.

The difference between a successful person and a failure is not the size of their dreams, but the actions they take. Before sending me a message, ask yourself first, Are you willing to take the action?

CKate Cu - +639175135217 / +639208149571
Create Abundance Business Community
www.ca2020.net

Today, I celebrate my breakdown!

It is not easy dusting off yourself knowing that you hurt, you feel the pain, and you failed, among the many mistakes you've made in your life. You felt that you've reached the point where you can't go on anymore and that everything is lost.

I feel the same way today. I am devastated and I feel so alone. It's like all my life have been thrown away and that there is nothing left to do about it. I let my tears fall, I let the emotions flow and then slowly, I let it go. It's hard, really hard. It's not easy letting go of something so important to you, something that is a part of your life. It's hard breaking away from a lifetime dream that ended up as something else than what you want it to be.

It is never easy. But it is doable, by choice, it is possible. Only you can move forward. It is a decision you have to take for yourself. I move forward because I know that in every breakdown there is a breakthrough. So I celebrate now, because the only way next when you're so way down is up.

Ckate Cu
www.ca2020.net
www.ck8cu.wordpress.com
www.ck8cu.livejournal.com
www.ck8cu.blogspot.com

 

Happiness, I believe is one of the main goals of everyone. I don't know anyone who ever NOT want to be happy, unless otherwise of course you chose a life of bitterness. What makes a man happy? His family, his friends, abundant life, good health, wonderful relationships, doing what he loves, freedom.. the list are endless.

My question however is this, are you happy now? Are you satisfied with your life? with your relationships? your career? are you dong what you love most? or are you among the many thousands of people stuck in your own race leading no where.

Life is a choice. Happiness is a choice. Are you willing to take that one choice to make a difference in your life or are you going to do again what you have been doing in your life.

You can't continue what you have been doing and expect a different result. That is insanity. If you want a change in result, change what you're doing. Change it, now!

Ckate Cu
www.ca2020.net
www.ck8cu.blogdrive.com
www.ck8cu.wordpress.com
www.ck8cu.livejournal.com
www.ck8cu.blogspot.com